US central bankThe real -time gross agreement system of the (FED) Fedwire officially passed the ISO 20022 messaging standard on July 14, 2025. Thus, richer data sharing, ease of compliance and money transfers in seconds have become possible for cross -border payments. XRP, Cardano (Ada), which is compatible with the standard 
$0.729826 and Stellar 
$0.425508 (XLM) Altcoins stand out in the search for new generation infrastructure of banks. Analysts, especially XRP’s instant, low -cost transfer capability is the same target as the Fedwire is the same target, he says.
Fedwire’s new standard reshaping finance
ISO 20022provides consistency in global payments by transmitting financial messages with rich data fields in a common language. Fedwire’s adoption of this standard to life on 14 July 2025 passed. The process was carried out with code adaptations that reduce asset transfers to seconds. The reason for the change is the need for a safer and traceable process flow. The owner of the system is directly fed. In summary Fedwire It now offers a faster, transparent and inclusive payment backbone.
Compatible altcoin This transition for networks means a strategic opportunity. According to experts, banks may turn to ISO 20022 in search of ready solutions. Thus, while the barrier between traditional finance and decentralized subcoin networks, liquidity can gain a permanent ground, not superficially.
XRP, Ada, XLM, Algo, QNT and Hbar Coin stands out
XRPhas been used in real-time corporate money transfers with the on-Demand Liquity (ODL) model for years. With Fedwire’s transition to ISO 20022 standard, an increase in wallet opening and the volume of transaction began to be reported. Experts emphasize that if US banks test XRP -based bridge payments on Fedwire in the future, the price of Altcoin may gain momentum.
CARDANO‘s entirely compatible with ISO 20022, Hydra and Mithril update with the update of the scaling while strengthening the island/USD1 parity on the Bitrue stock exchange increases liquidity. Analyst Ali Martinez A rally for $ 0.90 – $ 1.20 in Ada Coin in the short term waiting.
Stellar low transaction focuses on paid money transfers and stablecoin exports. On the other hand AlgoEnergy efficient structure, QuantThe role of the bridge that connects the old systems to Blockchain and Hedera‘s corporate -oriented architecture is also on the ISO 20022 compatible list. The fact that traditional financial institutions turn to these Altcoins may add speed to adoption on this side.
Responsibility Rejection: The information contained in this article does not contain investment advice. Investors should be aware that crypto currencies carry high volatility and thus risk and carry out their operations in line with their own research.
