Bitcoin has fallen below $110,000 in recent weeks, and Ethereum has fallen below $3,700, which has sparked fears of a more general crypto crash. Schiff highlighted this downturn in social media noting that Ethereum could crash as low as $1,500 if it breaks through $3,350, which is a nearly 70% drop from its peak.
Consequently, he predicted the 40% decline of Bitcoin from highs, which wiped out gains for big holders. Yet, with the volatile prices of crypto and investors trying to make sense of it, there are questions on which crypto to buy now for long-term stability.
Therefore, he foresaw a 40% decline in Bitcoin at the peaks eliminating profits of big holders. However, with unstable crypto prices, investors are asking themselves what crypto to purchase today to become stable over the long run. Therefore, exploring robust options becomes essential amid shifting crypto prices today.
Schiff’s Dire Warnings on Bitcoin and Ethereum
Peter Schiff has intensified his critique of cryptocurrencies this week. He posted on X that Bitcoin’s crash continues, with much further downside ahead. Ethereum, he added, appears even weaker, urging immediate exits.
Moreover, Schiff highlighted gold’s record close over $4,000 and silver’s 4% surge past $50. These metals have shown stability while crypto prices tumble.
Consequently, his forecast paints a grim picture for short-term holders. Yet, long-term thinkers seek alternatives that withstand such crypto crashes. In addition, institutional adoption has buoyed optimism, but volatility persists. Thus, Schiff’s words echo concerns over why crypto is down today.
Mutuum Finance Presale Momentum
Mutuum Finance (MUTM) has gathered significant traction in the crypto market. Investors have raised $17,350,000 since the presale started, drawing 17,040 holders overall. Phase 6 of 11 phases now unfolds at 65% capacity, with tokens priced at $0.035 each. This marks a 250% rise from the phase one entry of $0.01.
Furthermore, phase 6 sells out rapidly, narrowing windows for affordable buys. Phase 7 will follow soon, lifting prices 14.3% to $0.04. Launch awaits at $0.06, offering current buyers a projected 420% return post-listing. Consequently, Mutuum Finance (MUTM) stands out as a prudent pick in which crypto to buy today for long-term growth.
The team has also finalized its Certik audit successfully, earning a 90/100 token score for strong security. In addition, they launched a dashboard tracking the top 50 holders, rewarding them with bonus tokens for maintaining ranks.
Protocol Innovations Unfolding
Mutuum Finance (MUTM) has announced its lending and borrowing protocol’s development. Version 1 heads to Sepolia Testnet in Q4 2025, featuring a liquidity pool, mtToken, debt token, and liquidator bot. Initial assets include ETH and USDT for lending, borrowing, or collateral.
Moreover, the borrow interest rate adjusts via utilization, keeping liquidity balanced. Abundant capital lowers rates to spur borrowing; scarcity raises them to encourage repayments. Stable rates lock in predictability for some borrowers, starting higher than variables. Rebalancing occurs if markets shift sharply, ensuring fairness.
Furthermore, overcollateralization safeguards positions, with liquidations triggering bonuses for resolvers. Deposit and borrow caps limit exposures, while restricted modes handle risky tokens. Loan-to-value ratios cap borrowings at safe levels, like 75% for stable assets. Liquidation thresholds, around 80% for low-volatility items, prompt interventions.
Reserve factors collect interest shares for defaults, higher for volatile tokens. Price oracles from Chainlink provide accurate feeds, with fallbacks for reliability. Consequently, these features position Mutuum Finance (MUTM) as a solid crypto investment amid crashes.
Security and Community Drives
The Mutuum Finance (MUTM) team has partnered with CertiK on a bug bounty program. They allocated $50,000 USDT for rewards across critical, major, minor, and low tiers. Vulnerabilities at any level earn payouts, bolstering trust.
In addition, excitement builds around their largest giveaway yet. It totals $100,000 in MUTM tokens for 10 winners, each claiming $10,000. Participants submit wallet addresses for secure transfers. They complete quests fully to boost odds. Eligibility requires a minimum $50 presale investment.
Moreover, this initiative fosters engagement while highlighting protocol utility. Lenders deposit assets like USDC to earn yields via mtTokens, redeemable anytime. Borrowers post excess collateral for loans, regaining it upon repayment. Peer-to-contract pools offer instant access; peer-to-peer enables custom deals.
Thus, Mutuum Finance (MUTM) delivers practical DeFi tools, contrasting Bitcoin’s woes. Which crypto to buy today for long-term? Mutuum Finance (MUTM) emerges as a resilient choice.
Weighing Long-Term Picks Amid Volatility
Peter Schiff’s Bitcoin plunge prediction to $75K has sharpened focus on enduring crypto investments. Ethereum’s deeper risks amplify calls for diversification. Yet, Mutuum Finance (MUTM) has advanced steadily, raising funds and securing audits. Its protocol promises real utility in lending and borrowing, outpacing volatile giants.
Investors should evaluate which crypto to buy today for long-term holds carefully. Consider Mutuum Finance (MUTM) allocations now, before phase shifts elevate costs.
For more information about Mutuum Finance (MUTM) visit the links below:
Website: https://mutuum.com/
Linktree: https://linktr.ee/mutuumfinance
